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Most band band agents accomplish it their business to get their audience to court. But aback Ronald Egana showed up at the bent courthouse in New Orleans, he was afraid to acquisition that his bondservant capital to stop him.

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A compensation hunter was cat-and-mouse at the courthouse metal detector to ambush Egana and booty him to the band aggregation office, he said. The reason: The bondservant capital to get paid. Egana concluded up in handcuffs, missing his cloister actualization while the bureau got his mother on the buzz and accepted added than $1,500 in abaft payments, according to a lawsuit.

As bartering band has developed into a $2 billion industry, band agents accept become the payday lenders of the bent amends world, alms quick abatement to atrocious barter at aerial prices. Aback audience like Egana cannot acquiesce to pay the band company’s fee to get them out, band agents artlessly accommodation them the money, acceptance them to go on a acquittal plan.

But bondsmen accept amazing admiral that best lenders do not. They are declared to acknowledgment their audience to bastille if they skip cloister or do article illegal. But some states accord them ample breadth to arrest their audience for any acumen — or none at all. A acclaim agenda aggregation cannot bastille addition for missing a payment. A bondsman, in abounding instances, can.

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Using that leverage, band agents can allegation abrupt fees, some of which are illegal, with impunity, according to interviews and a analysis of cloister annal and complaint data. They can additionally go far above the demands of added creditors by acute their audience to analysis in regularly, accumulate a curfew, acquiesce searches of their car or home at any time, and accessible their medical, Social Security and buzz annal to inspection.

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They accumulate a abutting eye on their clients, but in abounding places, no one is befitting a abutting eye on them.

“It’s a customer aegis issue,” said Adjudicator Lee V. Coffee, a bent cloister adjudicator in Memphis, Tenn. Before contempo changes to the rules there, he said, defendants frequently complained of shakedowns in which bondsmen accepted added payments. “They’re active beneath a connected circadian blackmail that ‘if you don’t accompany added money, we’re activity to put you in jail.’?” The pressure, the adjudicator said, “would absolutely animate bodies to go out and accomplish added crimes.”

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Some barter feel they accept no best but to pay band agents’ fees — no bulk how abandoned they seem. Aback a home bloom affliction abettor capital to band her son in New York City, she was answerable $1,000 to accept a bagman airing her money a few blocks to the courthouse. A actor in a austere calm abandon case in Santa Clara, Calif., adversity from a alarming affection condition, had to accept his abate adviser removed anniversary time he went to the hospital, and was affected to pay $300 to accept it put aback on afterward.

In Egana’s case, the band agency, Blair’s Band Bonds, would not accept been on the angle for the defendant’s abortion to appear, because the bondservant absent Egana from a cloister date for a case different to the one for which he had been bailed out.

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The use of band bonds has appear beneath advance in contempo years because it keeps the poorest, rather than the best dangerous, defendants abaft bars.

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The band abettor takes a fee in barter for guaranteeing the bulk of the band on the defendant’s behalf. But the fee — or exceptional — usually about 10 percent, is too aerial for abounding defendants, the all-inclusive majority of whom are poor. So they align a acquittal plan. The debt, paid over weeks or months of installments, can outlive the bent case.

The adjustment can accommodate abrupt backward fees or crave signing over accessory account abounding times what is owed. And while defendants, or the ancestors associates and accompany who generally accept the costs, about pay no absorption as continued as their payments are on time, if they go into absence they can activate anniversary absorption ante as aerial as 30 percent.

“Bail insurers accept shaped the absolute industry, as able-bodied as the laws they accomplish under, to aegis their profits at the amount of people’s lives,” said Rashad Robinson, the controlling administrator of Color of Change, a nonprofit civilian rights advancement organization.

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